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Mis-Sold Car Finance Claims

Did you purchase a car on PCP or HP finance between 2010-2020? You may be entitled to claim against a mis-sold PCP or HP car finance agreement

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What Are Mis-Sold PCP & HP Car Finance Claims?

How do I know if I can claim for Mis-sold car finance?

If you were mis-sold a PCP (Personal Contract Purchase) or HP (Hire Purchase) car finance agreement, you could be entitled to significant compensation. This applies if you experienced hidden commissions, insufficient affordability checks, or inflated interest rates that led to overcharging. By filing a claim, you'll have our full support throughout the process, with the aim of restoring your financial position to where it should have been if the mis-selling hadn’t occurred.

If you financed your car through PCP or HP between 2010 and 2020, you may be eligible to claim compensation for mis-sold car finance.

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Eligibility check

You may be eligible to claim if:

  • You purchased your car via car finance PCP or HP agreement
  • This happened between 2010 – 2020

If you received minimal to no advice in relation to the best car finance options available to you, or if you were not made aware of any commissions hidden within your finance agreement, it’s likely you were a victim of mis-sold motor finance.

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You can claim for free, without using a claims management company, either directly to your finance provider or to the FOS/FSCS